Progressive offers generous discounts. You get worthwhile deductions for simple things like opting for paperless billing and renewing your policy on time. But, it goes a step further to offer a very unique discount for drivers under 18 with a cash rate that exceeds the national average. This makes it a great option for “high-risk” drivers.

Additionally, Progressive has what is known as a Snapshot which is a user-specific insurance plan that sends real-time driving data to the company. This data is then used to create a personalized car insurance coverage for every driver.