In This Article
In our Endurance Warranty Services review we rate the company 4.8/5.0 and name it the Best Overall extended warranty for its plans and perks.
- Endurance Warranty stands out for offering unlimited mileage and more plans than most other companies
- Endurance reviews show the vast majority of customers are satisfied with the company’s coverage and service
- Endurance car warranty costs are slightly cheaper than the industry average according to quotes we received
Endurance is one of the most popular warranty providers, but is it right for you? Perks of Endurance include its wide range of coverage options and the fact that it’s a direct warranty provider (you don’t have to work with a middleman when filing a claim). In our Endurance warranty review, we’ll cover the company’s plans, cost, reputation, and more. You’ll also see why we rated it the best extended car warranty overall.
Our Top Pick
After reviewing 20 companies, we’ve determined that Endurance is our preferred option for extended car warranties.
- Unlimited Miles for Cars Under 20 Years
- Maintenance Coverage Available
- Salvage or Rebuilt Cars Are Covered
- 24/7 Roadside Assistance
- Direct Administrator of Claims
What Is Endurance Warranty?
Endurance Warranty Services is a vehicle service contract provider that offers six warranty plans including an option that can cover regular maintenance services. These plans cover mechanical breakdowns after your factory warranty expires.
Endurance stands out for having unlimited-mileage plans on vehicles up to 20 years old and an extensive range of coverage options. Endurance has been in the industry since 2006 and has an A rating on the Better Business Bureau (BBB).
Endurance can cover a wide range of vehicles including cars and trucks plus commercial vehicles and vehicles with lift kits. The company also covers luxury models and high-performance vehicles some other some other providers might not cover.
Is Endurance a Direct Warranty Provider or Broker?
Our Endurance Warranty Review Scores
| Research Category | Toco Rating |
|---|---|
| Coverage | 5.0 |
| Cost and Buying Experience | 4.8 |
| Reputation | 4.7 |
| Customer Service | 4.5 |
| Overall Rating | 4.8 |
What Does Endurance Cover?
Endurance offers six total plans that can cover a range of breakdowns, from transmission and engine work to electrical repairs and high-tech replacements. Endurance’s highest plan, Supreme, is similar to factory coverage since it includes any breakdown except for exclusions
You’ll see three main plans as you shop on Endurance’s website at first: Superior, Supreme, and Secure Plus.
But if you scroll to the bottom, you’ll notice a Sample Contracts option that links to a page with six plans total. We’ll describe each plan below, but keep in mind that your vehicle might not qualify for every option.
- Supreme: This is Endurance’s comprehensive plan that covers any breakdown except for a list of exclusions. It’s most cost-effective for cars with up to 100,000 miles.
- Advantage: This plan covers annual maintenance services like oil changes, diagnostic exams, and alignment checks plus one-time services like brake pad and battery replacements (limits apply). It also offers three levels for breakdown coverage: Preferred, Plus, and Prime. There is no mileage limit to the Advantage plan.
- Superior: This plan covers the engine, transmission, turbocharger, drive axle, transfer unit, brakes, steering, electrical, air conditioning, suspension, fuel system, and cooling system. It’s a good option for mid- to high-mileage cars.
- Premier: You get coverage for the engine, transmission, transfer case, drive axle, air conditioning, electrical, luxury electrical, cooling, and fuel systems. It’s designed for cars with up to 150,000 miles.
- Secure Plus: This affordable plan covers the engine, turbocharger, transmission, drive axle, transfer unit, brakes, steering, electrical, and air conditioning. This is a cheap option for high-mileage vehicles.
- Secure: This basic plan covers the engine, turbocharger, transmission, drive axle, and transfer unit. It’s another budget-friendly choice for high-mileage and used cars.
Endurance Mechanical Breakdown Insurance
Endurance offers warranty coverage as mechanical breakdown insurance (MBI) in California. This is because California holds warranty companies to high standards and requires them to be licensed by the California Department of Insurance. Not all warranty companies meet the requirements (most don’t).
However, this doesn’t mean Endurance sells car insurance. Rather, mechanical breakdown insurance covers the same types of issues that an extended warranty covers. The difference is more about the name of the product and legal requirements for the company.
Endurance’s Advantage plan separates the provider from many other warranty companies. This option covers many maintenance services:
- Three oil changes per year up to $50 each
- One-time brake pad replacement up to $140
- One-time battery replacement up to $100
- One-time cooling system maintenance up to $55
- Annual engine diagnostic exam up to $45
- Annual alignment up to $25
- Annual state safety inspection up to $55
- Annual tire rotation up to $35
- One-time wiper blade replacement up to $20
- 3 manufacturer-recommended service intervals—$25 for the first, $45 for the second, and $65 for the third
Endurance offers a few upgrades to its plans that can cover special circumstances:
- High-tech coverage for the backup camera, GPS system, blind spot centers, infotainment, and more
- Commercial add-on for delivery, work truck, rideshare, and other uses
- Oversized tires or lift kits
- Hybrid coverage for electric drive unit
Endurance Extended Car Warranty Benefits
Endurance warranty plans come with rental car reimbursement, roadside assistance, and trip interruption with all plans.
- Rental car reimbursement: Reimburses up to $30 per day and $150 total while your car is at a repair shop
- Roadside assistance: Covers towing, lockout assistance, fuel delivery, battery jump-start, and spare tire installation
- Trip interruption: Reimburses up to $150 per day ($450 total) for food and lodging if you have a breakdown over 100 miles from home
Endurance goes a step further and provides Endurance Elite benefits free for the first year. Here’s what’s included:
- Collision discount of up to $500 for repairs after an accident
- Total loss assistance up to $1,000
- Key fob replacement
- Road hazard tire replacement and repair
You can extend these benefits after the first year for a small fee.
Endurance Auto Warranty Exclusions
No warranty covers every part or repair, no matter what a salesperson may say. The highest Endurance plan, Supreme, has a list of exclusions like the following:
- Damage from accidents or the environment
- Breakdowns from lack of maintenance
- Breakdowns from misuse like off-roading or racing
- Repairs to fix the appearance of the interior or trim, paint, and glass
- Specific components in the emission system
- Wearable components like filters, hoses, brake pads, and the battery (except when covered by the Advantage plan)
- Specific components like tire pressure sensors, shock absorbers, exhaust components, and more.
Having compared the fine print of many warranty contracts, Endurance’s exclusions are common in the industry. The important thing is to read the exclusions yourself and understand the contract before the free refund period of 30 days expires.
Other Endurance Auto Warranty Terms and Conditions
Here are a few more warranty terms to be aware of before you purchase an Endurance vehicle protection plan:
- Waiting period: 30 days
- Money-back guarantee: 30 days
- Deductible options: Varies, $100 is the default
- Transfers: Can transfer to a secondary owner if you sell the car
- Cancellation: Cancel within 30 days for a full refund or after for a pro-rated refund based on time and claims paid
How Much Does Endurance Cost?
How much does Endurance cost per month?
Looking at monthly rates, Endurance costs range from about $93 to $203 per month, with an average monthly payment of $121. Below, you can see a breakdown of the different quotes we received. Interestingly, we noticed that the costs for different plans were relatively similar when the term was the same. This means you get more for your money going with the higher Supreme plan than the lower plans.
| Vehicle | Plan | Term | Monthly Cost | Total Cost |
|---|---|---|---|---|
| 2017 Kia Sportage with 110,000 miles | Advantage Plus | 48 months/75,000 miles | $203.44 | $6,132.20 |
| 2017 Kia Sportage with 110,000 miles | Secure Plus | 48 months/48,000 miles | $138.24 | $4,176.20 |
| 2018 Kia Sportage with 110,000 miles | Superior | 30 months/40,000 miles | $113.91 | $3,446.30 |
| 2018 Kia Sportage with 110,000 miles | Secure Plus | 30 months/40,000 miles | $107.39 | $3,250.70 |
| 2023 Toyota Rav4 with 54,000 miles | Supreme | 30 months/40,000 miles | $96.84 | $2,934.20 |
| 2023 Toyota Rav4 with 54,000 miles | Superior | 30 months/40,000 miles | $95.65 | $2,898.50 |
| 2023 Toyota Rav4 with 54,000 miles | Secure Plus | 30 months/40,000 miles | $93.17 | $2,824.10 |
Note: 2017 Kia quote was from 2024, 2018 Kia quote is from 2025. All total costs include $29 Elite Benefits activation fee.
What Does Endurance Elite Membership Cost?
Endurance Quote Experience
What Factors Affect Endurance Warranty Costs?
The rates you find for extended warranties depend on your car’s model, age, and mileage. Older cars are more likely to break down, and models with high average repair costs will cost more to cover with a warranty. The price might also increase if you drive more than 15,000 miles per year.
Endurance Warranty Claims
Here’s the basic process for filing a claim with Endurance:
- Stop driving your car if it would cause further damage
- Take your car to a licensed repair facility
- Have the repair facility call Endurance’s claims number
- The repair shop will get authorization from Endurance
- You might have to authorize a teardown, which is only covered if the breakdown is covered
- Once the shop completes a covered repair, you pay your deductible
- Endurance pays the shop directly for covered repairs
Who Accepts Endurance Warranty?
Endurance Pros and Cons
| Pros | Cons |
|---|---|
| 6 plans including the Advantage maintenance plan with sub-plans | Not always the cheapest option |
| Direct provider—you only deal with Endurance for claims | Elite benefits are only free for one year |
| Covers vehicles up to 20 years old with no mileage restrictions |
Endurance Car Warranty Reviews (BBB and Trustpilot)
Endurance has an A- rating on the BBB, which shows it takes customer complaints seriously on the platform and responds to them quickly. Over 4,800 Endurance reviews from customers on the BBB give the company 4.1 stars overall. This is a good score for the extended warranty industry. Endurance also has a 3.6-star rating from customers on Trustpilot.
Endurance Reviews and Complaints
Endurance reviews are mostly positive from warranty customers on the BBB and Trustpilot.
Positive Endurance reviews say the quote process is simple and quick. Many customers say Endurance’s sales reps explain the coverage clearly to help them make the right decision. Other reviews say Endurance covered their claims without issues.
Negative Endurance reviews are less common but some mention repairs not being covered. There’s always a chance something isn’t covered, and customers can find this issue with any company. This is why it’s important to understand the contract before you’re locked in.
Our Top Pick
After reviewing 20 companies, we’ve determined that Endurance is our preferred option for extended car warranties.
- Unlimited Miles for Cars Under 20 Years
- Maintenance Coverage Available
- Salvage or Rebuilt Cars Are Covered
- 24/7 Roadside Assistance
- Direct Administrator of Claims
Endurance Vs. Competitors
| Maximum Mileage | Sample Monthly Cost | Number of Plans | Added Benefits | |
|---|---|---|---|---|
| Endurance | Unlimited | $138 | 6 | Roadside assistance, rental coverage, trip interruption plus Elite benefits |
| Toco | 250,000 | $79 | 4 | Roadside assistance, rental coverage, trip interruption |
| Everything Breaks | 250,000 | $108 | 5 | Roadside assistance, rental coverage, trip interruption |
| autopom! | 150,000 | $110 | 3 | Roadside assistance, rental coverage, trip interruption |
| Olive | 185,000 | $120 | 3 | Towing, rental car coverage |
Who Should Buy an Endurance Warranty?
Conclusion: Is Endurance Warranty Worth It?
Endurance Warranty Review FAQs
Here are a few common questions about Endurance:
Our sample quotes show Endurance costs between $93 and $203 per month depending on the plan you select. These rates are about average for the industry.
How We Rank Extended Warranty Providers
We take a methodical approach to rating warranty companies. Here’s what that includes:
- Coverage: We consider things like the number of plans, mileage limit, maintenance coverage options, and added benefits to score companies in this area.
- Cost and buying experience: We get quotes from providers and pay attention to the experience with customer service. We also consider a company’s transparency during the buying process through sample contracts and clear coverage descriptions.
- Reputation: This category includes a company’s longevity plus its rating on the BBB and whether or not it has BBB accreditation.
- Customer service: To rate customer service, we look at BBB customer ratings plus Trustpilot scores. We also note whether the company is a direct warranty provider.
Brogan Woodburn
Advertiser Disclosure: Consumer Review Center might earn compensation from the companies featured on this page. This compensation could affect the placement, order, and visibility of products, but it does not affect the recommendations made by the editorial team. Not every company, product, or offer has been reviewed.
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David G. Morgan. - September 27, 2022 @ 12:58
The best customer service ever, every aspect of coverage was explained clearly, I had been taken by another company so was naturally gunshy. When I was ready to buy I felt I was getting the best value for the coverage I needed
Eleanor crWford - May 22, 2023 @ 09:20
I had Edurance they work with you very great company .I think my coverage has stopped so need a affordable coverage again .please contact me , but need something I can afford being on a fixed income please help me . Had Ins with INS with Endurance would like you all back .
I had Edurance they work with you very great company .I think my coverage has stopped so need a affordable coverage again .please contact me , but need something I can afford being on a fixed income please help me . Had Ins with INS with Endurance wo
Anita Gunnoe - August 25, 2023 @ 16:20
Purchased Endurance because I am disabled and needed reliable coverage. I made my first claim-a total of 2 claims since my issues were separated by the company. They have denied everything and even made fraudulent claims of pre-existing issues as well as quoting diagnostic information that was not provided by the mechanic. The entire process has been frustrating and angering. I was told that I ‘planned the breakdown’, and ‘knew it was going to happen’, etc. I broke down 4 hrs from home alone – if I was planning a breakdown it would not have been alone and away from my home is a city I am not familiar with. They have refused everything despite being within the claim processing window. They have had every excuse known to man. I have been accused, verbally abused, and laughed at by CSRs of Endurance. This company is a fraud. The only good, positive reviews are the ones from people who never needed to file a claim or were filing for a $20 item. I am filling out papers to sue them at this time. I will not be treated like crap by a company that promises to take care of customers and then denies and lies. The sales people lie about the coverage and my contract did not say what mileage I needed to reach to have an acceptable claim. There are magic numbers that endurance fails to inform you of – my transmission failed after the differential failed – not an uncommon occurrence. Endurance told me it was all my fault and I should have known better-they also told me I should have purchased the insurance 6 months earlier!! WTH!! I had reached my wait period and passed it by 18 days and 639 miles. IF your transmission fails they assume it must have gone bad during the waiting period so they only consider 639 miles as a failure time frame not the 147,000 miles prior. Endurance will only accept claims when you reach an unknown magic number-so they assume that my transmission could NOT fail in 639 days-Wow, what a magic ball they have! IF I could project my breakdowns I would be thrilled; If I could plan a breakdown I would avoid them by looking into Endurances magic ball and fixing the problem before it happens!! I have never been treated with such disrespect and with such demeaning superior attitudes. IF you want to feel stupid or at the very least be told you are stupid then by all means call Endurance about a claim-they have no problem telling you that YOU are wrong, YOU are at fault, and YOU are stupid!1
Purchased Endurance because I am disabled and needed reliable coverage. I made my first claim-a total of 2 claims since my issues were separated by the company. They have denied everything and even made fraudulent claims of pre-existing issues as w
Mark Bachle - October 4, 2023 @ 12:02
Went to three different mechanics to get some help, they all three said they didn’t work with Endurance because of a billing problem. Don’t know what to do.
Shawn Waggle - April 6, 2024 @ 23:12
I did my research searching for a reputable warranty company & came across Endurance. Gave them a call s/w Nathan Allen who explained everything in detail & now come to find out it was all based on lies. I filed a claim & was immediately denied w/out even having an inspection done on my vehicle & the reason was due to probabilities. I’m in total shock over how I was treated. I asked to speak with a supervisor & was told that he would call me on his availability. I would never recommend this company to anyone EVER!
I did my research searching for a reputable warranty company & came across Endurance. Gave them a call s/w Nathan Allen who explained everything in detail & now come to find out it was all based on lies. I filed a claim & was immediately
Michael Langley - May 22, 2024 @ 08:24
Great Service and Very Fast Response. I’d Recommend to Anyone Looking for Coverage.
John Cosh - October 24, 2024 @ 08:07
Bought a 4 year advantage plus extended warranty from Endurance. No claims for 3 years themy A/C quit working. Took it to my dealer and had them work with Endurance claims to get the repair authorization. Endurance denied the claim. I tried several times to look at the cause of the breakdown but they just read from their denial script. I am out $1500.00 for the repair. They lie in their advertising.
Bought a 4 year advantage plus extended warranty from Endurance. No claims for 3 years themy A/C quit working. Took it to my dealer and had them work with Endurance claims to get the repair authorization. Endurance denied the claim. I tried sever
Y. Curran - October 26, 2024 @ 14:25
I have been paying for a warranty with Endurance for about 3 years. I have only used it once, not for a lot of money, and they covered it. Now, when some major work needs to be done, they are using technicalities to say no. And I read something about them handling their claims themselves, that was not my experience. The number that I was given to call went to people who handle other companies as well. The person I spoke using “Endurance”, not “we” or “our company “. I am on a fixed income and am not sure how I will handle what is happening. Very disappointing.
I have been paying for a warranty with Endurance for about 3 years. I have only used it once, not for a lot of money, and they covered it. Now, when some major work needs to be done, they are using technicalities to say no. And I read something about