Generous coverage, transparent terms, and an incredibly supportive team put American Home Shield (AHS) at the top of the list. AHS pays up to $3,000 per item for most appliances and systems. That’s way more than most providers are willing to pay.

With a $75 flat-rate service fee, the company offers the lowest service fee in the industry. In comparison, most companies charge up to $125 per service call. They also offer solid coverage.

TotalProtect offers an impressively thorough coverage. The Combo plan, their most expensive plan, covers pretty much everything you’d want to protect including expensive items, break-prone items, and uncommon items such as smoke detectors.

The company offers an enviable 180-day workmanship guarantee which is twice as long as what you get with AHS. It means that if any issues arise within six months of purchasing the warranty, the company will cover 100 percent of the service costs.