Nina Kulenkampff has been crafting creative copy for over 10 years. She’s written copy of all kinds but found her niche while writing about pet insurance for Bankrate. She loves dissecting pet insurance T&Cs to help pet parents make informed decisions about coverage for their furkids. Nina holds a Bachelor's degree in Language and Culture from the University of Stellenbosch, with majors in English, German, and Chinese. Her three furkids are hazards to themselves, making pet insurance a necessity and motivating her to find the best coverage at the best rates. She lives in Cape Town, South Africa, and loves the great indoors. Nina is outsidey (not outdoorsy).